• 1700 Higgins Road Suite 320 Des Plaines, IL 60018
  • 800.562.6362
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Crissie Insurance Group
  • Solutions
    • Business & Risk Management Insurance
    • Bonding & Surety
    • Employee Benefits
    • Personal Insurance
    • International Insurance
    • Safety & Loss Control
    • Claims Management
    • Specialized Industries
  • About Crissie Insurance
  • Contact
    • Location & Directions
    • Career Opportunities
  • News & Insights
  • Client Resources
800.562.6362
1700 Higgins Road Suite 320
Des Plaines, IL 60018
  • Can other people drive my business vehicle?

    • September 22, 2016
    • Posted by: aeadmin
    • Category:
    No Comments

    Other people may drive your vehicle with your permission. It is important that they be listed on your policy if they are regular drivers of the vehicle.

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  • How does an audit work?

    • September 22, 2016
    • Posted by: aeadmin
    • Category:
    No Comments

    At the end of the policy term, the insurance company will review the policy and either charge or credit the policyholder based upon an audit of estimated figures. Examples of estimated auditable items include sales and payroll. Audits can be performed onsite by an auditor or via mail or telephone. A premium is charged for

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  • Why do I need certificates of insurance from sub-contractors?

    • September 22, 2016
    • Posted by: aeadmin
    • Category:
    No Comments

    An audit may require you to show proof that sub-contractors had their own insurance coverage. The sub-contractors’ certificates of insurance will prevent you from being charged for their exposure.

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  • What is fire legal coverage?

    • September 22, 2016
    • Posted by: aeadmin
    • Category:
    No Comments

    Fire legal coverage provides coverage to for you if you rent a business space and are held responsible for fire damages to that rented space. It does not apply to all business risks.

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  • What does Products/Completed Operations mean?

    • September 22, 2016
    • Posted by: aeadmin
    • Category:
    No Comments

    Products/Completed Operations refers to the liability coverage for damages caused by your operation or products after the point at which you no longer have control of them.

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  • What is General Liability?

    • September 22, 2016
    • Posted by: aeadmin
    • Category:
    No Comments

    General Liability provides coverage if you are liable for damages to other individuals arising from your premises, general operations (ongoing and after completion) and products manufactured or sold.

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  • What is Business Interruption/Extra Expense coverage?

    • September 22, 2016
    • Posted by: aeadmin
    • Category:
    No Comments

    Business Interruption/Extra Expense coverage provides coverage for income loss and the expense of establishing a temporary site during repairs due to damages related to a fire or compensable loss.

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  • What is the difference between “Named Insured”, “First Named Insured” and “Additional Insured?”

    • September 22, 2016
    • Posted by: aeadmin
    • Category:
    No Comments

    Named Insureds are those listed by name in the relevant block of the policy’s declaration page. Although the named insured is commonly one person, partnership, corporation or other entity with insurable interests, multiple named insureds may be included. First Named Insured is the first “named insured” listed on the policy declarations (front page of the

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Crissie Insurance Group

1700 Higgins Road
Suite 320
Des Plaines, IL 60018
Phone: 800.562.6362

CA License: 0G47886

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