The Excess Liability Policy Personal or the "Umbrella" Policy provides high limits of liability, protecting you and your family against a catastrophic liability loss. The umbrella policy offers liability coverage in excess of your primary liability coverage provided by your homeowners, personal auto, watercraft, and any other scheduled underlying liability policies. Umbrella coverage protects you against allegations of bodily injury, property damage, and personal injury. Personal injury includes actions such as libel, slander, false arrest, invasion of privacy, and other acts. The umbrella policy may fill some gaps in coverage over a specified deductible, often called a "retained limit," in your underlying policies.
In today's world where jury verdicts often far exceed even a million dollars in coverage limits, an umbrella policy is a must for many families. Your Crissie agent can assist you to determine the right amount of coverage for your personal protection.
Please call us at (800) 562-6362 or fill out this form for further assistance