Homeowners Policy provides all of the essential property and liability insurance for owners of homes and tenants of residential buildings. Homeowners policies cover your home and your personal possessions other than your vehicle (and several other coverage limitations). Homeowners coverage also provides personal liability coverage for you and your family. A number of endorsements can increase or provide coverage for specific situations, for example to protect your valuable art, firearms, or jewelry.
Crissie Insurance Group will help you determine how much coverage you need to protect you in the event of a loss. Here are a few of the concerns we address.
- The Value of Your Home Damage to your home can disrupt your life and increase your living expenses. You want to ensure your home is repaired or rebuilt to retain its original value. In addition, you want the peace of mind of an alternate living arrangement if you are forced out of your home by a loss. Your outbuildings should be covered, as well. We work with premium insurance companies. Their adjusters can help ensure any loss is handled expeditiously and with care, giving you and your family peace of mind.
- Personal Property Coverage is available on a replacement-cost basis. This means your items will be replaced without considering the item's age. Most homeowners coverage contains "sub-limits," for example, firearms losses may be limited to $1,500. Our agents will discuss your special needs to determine if you require additional scheduled coverage.
- Personal Liability Coverage is an important consideration as litigation continues to increase. Shouldn't your assets be protected in the event of a loss? Crissie Insurance Group will recommend liability coverage tailored to your assets at risk.
Please call us at (800) 562-6362 or fill out this form for further assistance