Financial Services
Estate Planning
For the business owner, it is extremely difficult to separate business and estate planning. One is contingent on the other. Ask yourself these questions:
- Should the business remain in the family? If not, who will buy it and how will they pay for it?
- How will the estate taxes be paid?
- What are the most efficient ways to accomplish your objectives and minimize your estate transfer costs?
- How will the family members who are not active in the business be compensated?
Crissie’s financial division can help you answer these questions and more. By integrating the estate and business planning processes we provide out clients with the best overall service.
Business Valuation
Few people have more estate planning issues to deal with than the family business owner. Two thirds of all family businesses do not survive the first generation due to poor planning.
Business Continuation
The death of an owner in any business causes a number of problems which can be addressed with proper planning. Consider these questions:
- Should the business remain in the family?
- Are there capable successors/owners?
- Should the business be sold? If so, to whom and at what price.
Life Insurance
Crissie Insurance offers a full line of term and permanent life insurance products that are smart and affordable. Whether your needs are short-term or long-term, simple or complex, we offer the options that fit your life for added financial security.
Long-Term Care Insurance
Long term care includes a variety of services for people who cannot care for themselves. It incorporates anything from services administered by a registered nurse to help with meal preparation and housekeeping. Care can be provided in a number of settings – in the home, in community-based facilities like adult day care or assisted living, or in a nursing home. Long term care insurance is specifically designed to cover the services necessary to maintain an individual’s level of functioning.
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