Group Dental Insurance

Employers often search for a cost-effective benefit program to help employees manage the cost of dental care for their families. We offer a wide range of dental options. Options include employer-paid and voluntary (100% employee paid) coverages, traditional, Preferred Provider Organization (PPO) and Dental Health Maintenance Organization (DHMO) plans.

We also offer an increasingly popular approach to dental benefits, an Administrative Services Only (ASO) plan. This self-funded arrangement allows employers to pay a fixed fee for administrative services like claim processing and payment. The advantage is that administrative charges are generally lower for ASO contracts because the employer group accepts most of the risk. The employer group is liable only for paid claims and administration, which may be less than the premium required to fund a fully insured contract.

With a well-crafted dental plan, your employees enjoy better dental health because the plan emphasizes preventive care and are easy to use. In fact, dental health has improved significantly in recent years partly due to the availability of employer-sponsored dental benefits. The health of your mouth can be a sign of your overall health. There are more than 120 medical conditions, many of them life-threatening that can be detected in their early stages by a dentist. Dental benefits not only offers your employees better overall health and help reduce absenteeism, ,dental coverage can be a key component in a competitive compensation package, helping you attract and retain the best employees.

When employees rank the benefits they most desire, dental benefits rank high as an important component of their total benefits package.

 

Please call us at (800) 562-6362 or fill out this form for further assistance

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