Property Insurance

An insurance policy for businesses and other organizations that insures against damage to their buildings and contents due to a covered cause of loss, such as fire or explosion, windstorm, hail, aircraft, motor vehicle, vandalism, malicious mischief, riot and civil commotion, and smoke.  The policy may also cover loss of income or increase in expenses that result from the property damage.  Commercial property policies may be written on standard or nonstandard forms.

 

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